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Financial Aid: Let Us Guide You

 

Federal TEACH Grant

New for 2008 is the TEACH Grant which will provide up to $4,000 a year in grant assistance to undergraduate and graduate students and students enrolled in a post-baccalaureate teacher credential program, or current or prospective teachers. Eligible undergraduate and post-baccalaureate students may not receive more than $16,000 and graduate students may receive no more than $8,000 in total TEACH Grants. 

 

For more information on the TEACH Grant program, please click here.

 

Regional Alternative Licensure Center (RALC) Students

  • Who is eligible?

    Post-baccalaureate students seeking K-12 teacher licensure through the Regional Alternative Licensure Center (RALC) RALC students must be enrolled in at least six undergraduate credit hours each semester in order to be eligible for financial aid (courses must be listed on student's RALC planning worksheet).

  • What amount of aid is available?

    RALC students are treated as fifth-year, undergraduate, post-baccalaureate students for financial aid purposes. RALC students are eligible for Federal Stafford loans. Yearly loan limits are $12,500. Because RALC students are not seeking a graduate degree, they are not able to receive graduate level financial aid.

  • What if I received federal loans as an undergraduate?

    RALC students who have had prior loans at the undergraduate level will be awarded the remainder of their undergraduate loan eligibility. 

  • How do I apply for financial aid?

    Students must file the FAFSA (Free Application for Federal Student Aid). Please visit the Applying For Financial Aid section of our website for assistance in completing the FAFSA.

  • What’s the timeline for receiving financial aid?

    Financial aid processing is approximately a 60 day process, so plan ahead to have aid in place for the start of semester.

    If you have questions or need additional information, you may contact the Office of Student Financial Aid.

Scholarship Information

The Office of Student Financial Aid now has a scholarship sub-site which has a searchable database which contains information about over 180 scholarships offered by the institution.  The site also contains general scholarship information, scholarship tips, and links to opportunities for non-institutional scholarships.   Click here to enter the Scholarship Division's web home.

 

Payment Plans

The University offers several different payment plans.  In summary, the amount needed by the family can be paid over a ten-month period to cover a full academic year.  Payments must begin in June prior to the beginning of that academic year in August.  A five-month plan for one semester is also available.  Payment plans carry no interest, and include a small processing fee.  Details can be obtained by visiting Student Accounts website here.

Graduate Financial Assistance

The Graduate School of UNC Charlotte administers a number of programs of financial assistance for masters and doctoral students. They include tuition grants, tuition waivers, health insurance grants, fellowships, and assistantships. The programs are not based on financial need, and the FAFSA is not required. Students may contact the appropriate academic department or the Graduate School for additional information.

 

Employment Opportunities

The University offers assistance through numerous part-time employment opportunities. They include both on-campus and off-campus jobs, and options for graduate and undergraduate students.

  • On-campus part-time jobs are available in many offices and departments. Students average working from eight to 20 hours per week, with wage rates beginning at $5.85 per hour. Students may contact the University Student Employment Office for additional information. That office also has extensive listings of off-campus jobs.

  • Graduate assistantships are available to graduate students in most academic departments of the University. Work performed may be in the academic department or in related areas such as the Counseling Center, Residence Life, and Admissions.  Normally, an assistantship consists of 20 hours of work per week, and salaries range from $5,500 to $14,000 for the academic year. Information on applying can be obtained from the Graduate School.

  • Internships, 49erships, and co-operative education programs are available through the University Career Center. Each of these programs offers a work experience closely tied to a student's academic major. In addition, each program has specific application requirements and procedures. For information, contact the Career Center.

Note that if you are a Resident Advisor (RA), the value of your room, meal and stipend received will be considered as a financial aid resource.  They will be included in your financial aid awards in the same manner as an outside/non-institutional scholarship.

 

Veterans Educational Benefits
Eligible veterans and dependent of veterans should contact the University’s Veterans Service Office for information on the types of financial assistance available i.e. Montgomery GI Bill chapters 30, 31, 35, 1606 and 1607.
 

 

Government Websites

Funding Education Beyond High School: The Guide to Federal Student Aid

A comprehensive resource on student financial aid from the U.S. Department of Education. It includes information on grants, loans, and work-study - the three major forms of aid available through the Department's Federal Student Aid office.

 

Federal Student Financial Aid

"Your source for free information from the U.S. Department of Education on preparing for and funding education beyond high school."

 

Scholarship Scam Information

"Need Money for College? Doesn't everybody? Unfortunately, in their efforts to pay the bills, many students and their families are falling prey to scholarship scams."

 

Organization Websites

FinAid! (The Financial Aid Information Page)

FinAid is an award winning site that offers arguably the most comprehensive source of student financial aid information, advice and tools.

 

FinAId!'s Financial Aid Need Analysis Calculator

Calculate your Expected Family Contribution (EFC) and financial need to get an idea of you estimated student financial aid.

 

Office of Student Student Accounts FAQ

Find out about refunds, payment plans, how to setup direct deposit and etc at the University.

 

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