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Financial Aid: Let Us Guide You

Students have the right to obtain from the University:

  • Procedures and deadlines for submitting applications for each available financial aid program

  • Procedures necessary for reapplying for financial aid each year and any priority filing dates

  • Cost of attending UNC Charlotte and UNC Charlotte refund policy

  • Criteria used to select financial aid recipients   

  • Process of how student financial need is determined

  • The amount of financial need that has been met due to awarding of financial aid

  • Information about the resources considered in the calculation of financial need

  • Available financial aid programs (federal, state, institutional and institutionally awarded private) and their exact requirements

  • Knowledge of how various financial aid program eligibilities are determined

  • Knowledge of how decisions on financial aid eligibility are made, the basis for these decisions, and the procedures for reconsidering of a financial aid package if it is believed that a mistake has been made or if circumstances have changed

  • Type and amount of assistance in a student financial aid award package and an explanation of each award  

  • Procedure of how satisfactory academic progress (SAP) is determined, information about the status of SAP being met, and the policy and process to follow if it is not being met

  • Information about what happens if they withdraw from courses, withdraw completely or drop out during a semester or year

  • Information about what portion of their financial aid is loan(s) and what portion is grant(s). 

  • Interest rate on loans, the length of time in which the loans must be repaid, the projected start date of repayment, and applicable deferment and cancellation provisions   

  • Who can give you further advice

  • Special facilities and services available to persons with disabilities

Students have these responsibilities:

  • Carefully review, consider and understand all information provided regarding UNC Charlotte financial assistance programs, performance expectations, degree/program requirements and student responsibilities prior to enrolling

  • Pay close attention when completing the Free Application for Federal Student Aid (FAFSA)

  • Complete all required forms accurately and submit them to the correct locations by the published deadlines. Errors will cause delays or prevent the awarding of financial aid

  • Meet all deadlines for applying or reapplying for aid

  • Provide all additional documentation, verification, corrections and/or new information requested by the Office of Student Financial Aid and information required by the University

  • Intentional misreporting of information on application forms for federal aid is a violation of the law and is considered a criminal offense subject to penalties under the United States Criminal Code

  • Respond in a timely manner regarding offers of financial assistance by the financial aid notification letter and indicate the acceptance or rejection of offered financial aid

  • Maintain good academic standing and make satisfactory progress

  • Inform the Office of Student Financial Aid of any and all outside scholarships or resources available to meet your cost of attendance at the University

  • Notify the University of any changes in: attendance (withdrawal from courses, withdrawal from school) name, address, marital status, housing situation, or expected graduation date

  • To complete both an entrance and exit interview if you borrow financial aid through the loan programs

  • Understand the University’s refund policy and the Return to Title IV Refund policy

  • Understand the Satisfactory Academic Progress policy and procedures

  • Read, understand and keep copies of all forms which are signed

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