Aid Basics

Types of Financial Aid

There are many different types of financial aid available to students: federal grants, state grants, student loans, parent loans, and work-study employment. But for UNC Charlotte, only one application is required to apply for all of these types of financial aid; it is commonly referred to as the “FAFSA”.

How to Apply for Financial Aid

In order to apply for federal or state financial aid, students must complete the Free Application for Federal Student Aid (FAFSA) each year. It is available online at

Most institutions use the FAFSA. You do not have to complete a FAFSA for each institution to which you have applied for admission; just be sure you have listed the UNC Charlotte school code (002975) on the application so that we receive your FAFSA information.

When to Apply for Financial Aid: A Timeline

It’s important to get started applying for financial aid as soon as possible. Although there are deadlines for applications and submitting required forms, it’s never too soon to begin the process of gathering your information. We strongly encourage all students and their families to start early.

Now: The Free Application for Federal Student Aid (FAFSA) is now available online at You will need to have your completed previous year's federal income tax returns (and those of your parents or spouse, if applicable) with you when you fill out the FAFSA. Be sure to enter the UNC Charlotte school code in the school section so that we will be sure to receive your application. Our school code is 002975.

Mar. 1: Your FAFSA must be completed and submitted online by March 1 for priority consideration. If you have missed this deadline, we encourage you to complete the FAFSA as soon as possible, even if you haven’t received your acceptance letter. Since some financial aid sources are limited, applying early is strongly encouraged in order to be considered for all sources of financial aid.

Mid-April: Log in to My UNC Charlotte. Then click on ‘Banner Self-Service’ to check your financial aid status weekly. Log in with the username and password printed in the top right of your acceptance letter from the Undergraduate Admissions office.

July: Students enrolled for Fall will receive an eBill via their campus email in July. Paper bills will NOT be mailed. The eBill reflects all charges and credits on the student’s account. The payment due date will be posted on the eBill. Students may enroll in the UNC Charlotte Payment Plan via their My UNC Charlotte account to spread out their payments into three installments. A non-refundable enrollment fee of $55.00 will be charged when you sign up for the payment plan each semester.