What is the FAFSA?

  • The FAFSA can be completed online.
  • At UNC Charlotte, the FAFSA is the only application required for Federal, State, or Institutional grants, work-study or loans for Fall and Spring term financial aid.
  • Avoid these 11 Common FAFSA Mistakes

Note -- be sure to go to this FAFSA website - that is the official, federal, FREE website for the FAFSA. There are look-alike sites that request payment to complete the FAFSA -- payment is not part of completing the FAFSA - it is a FREE application.

The UNC Charlotte FAFSA school code is 002975.


4 Steps to Complete your FAFSA

It is important to get started early with this process.  Please complete the below next steps to ensure maximum financial aid consideration.

  1. Create an FSA ID.  View instructions on how to create your FSA ID.
  2. Complete the FAFSA at fafsa.gov.  (Do not submit via fafsa.com.) Please submit your FAFSA to UNC Charlotte by March 1st.  Our school code is 002975.
  3. You will need your parent/guardian’s income tax information to complete the FAFSA. 
  4. Visit http://finaid.uncc.edu/applying-financial-aid for additional information regarding the financial aid process at UNC Charlotte.


In order to be eligible for any form of federal, state, or institutional financial aid, you must fulfill the following requirements:

1. You must be a U.S. citizen or eligible non-citizen (see the Government's Student Aid website for information on who qualifies as an eligible non-citizen)
2. You must have a valid social security number.
3. You must be admitted into a degree-seeking program. You may apply for aid before you are admitted but you must be admitted before aid can be awarded or disbursed to you.
4. If you are a male of at least 18 years of age, you must be registered with selective service.
5. To retain eligibility you must maintain satisfactory academic progress.
6. To receive aid at UNC Charlotte, you must be enrolled at least 1/2 time (6 credit hours for undergraduate - 3 credit hours for graduate).

Apply early for...

  • Financial Aid
    • You must apply for aid every year.
    • Because some types of aid are limited in funding, we recommend that all students complete the application as early as possible each year.
    • Don't have your taxes prepared yet?  That's ok.  Estimated tax data is acceptable. Just be as accurate as possible in the estimation. Once taxes are completed, corrections to the FAFSA can be made through the online process.
  • Admission
    • UNC Charlotte cannot provide you with an estimated award offer until you are admitted.
    • You can apply for financial aid before you are admitted, but we cannot tell you what you are eligible for until you are admitted.

Keep up with your Application for Aid

  • Once your FAFSA is processed by the government, you will have access to a Student Aid Report (SAR), either through an online summary of the online application process, or through a printed document mailed to you if you apply using paper FAFSA.
  • It's important that you check your SAR for accuracy, and respond to any comments or notices posted by the federal processor on the Student Aid Report.
  • The federal processor sometimes needs additional data before the application can be considered complete – comments on the Student Aid Report will guide you through the process.
  • UNC Charlotte will notify you if any additional documents are required for completion of your financial aid application by posting requirements to your My UNC Charlotte. Make sure that the student’s name and Student ID are on all documents submitted.
  • Once UNC Charlotte has received your FAFSA and you have been officially admitted to the university, we will notify you by email that your Financial Aid offer has been posted in your My UNC Charlotte Account. Follow these instructions for reviewing and accepting your aid.

How much aid will I receive?

  • The information you provide on the FAFSA is put through a calculation established by the federal government. This calculation provides an amount the government has determined that your family can afford to pay toward your college expenses.  This is called your Expected Family Contribution, or EFC.
  • Next, the University’s Cost of Attendance is determined.  Subtracting these two figures gives the Office of Student Financial Aid your financial aid need at UNC Charlotte. 

Expected Family Contribution - Cost of Attendance  =  Financial Aid Need

  • If the Cost of Attendance is more than your determined Expected Family Contribution, then you may have financial need.  Every effort is made to meet that need with a package that may include grants, work-study, and loans.