Keeping Your Aid

Satisfactory Academic Progress

UNC Charlotte requires that you maintain:

  • at least a cumulative 2.0 GPA
  • complete 66.6% of the classes you attempt, and
  • complete your degree within a maximum time frame.

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Withdrawing from the University 

Withdrawing from one class or completely from school may affect your financial aid award. In some cases you may end up on review, or owe money back to UNC Charlotte.

Over Awards

  • If you receive more financial aid than your Cost of Attendance, it is likely that a return will need to be completed.
  • All financial aid and educational resources must fit within your budget. If we become aware of additional financial aid or other resources, this over award must be eliminated by reducing or cancelling other aid.

Changes in enrollment

Because financial aid is initially awarded prior to registration, your initial financial aid award is based the assumption that you will maintain full-time enrollment status. 

  • Full-time course enrollment for undergraduate students is 12 credit hours or more.

  • Full-time course enrollment for graduate students is 9 credit hours or more.

If you drop classes and fall below full-time course enrollment

  • If you drop classes and fall below full-time status, your financial aid award may be adjusted/decreased based on the number of credits you keep for the term.  Therefore, if you received a refund before the drop/add period, it is possible that you may have to return some or all of that refund.

Undergraduate Students:

  • If you stay at full-time status (12 credit hours or more), no action is required. Your financial aid award will not be adjusted.

  • If you take 11 hours or less after drop/add, your aid may change. The Financial Aid office will notify you if your balance has been changed. Watch your email for this notice. It will be sent after the drop/add period.

Graduate Students:

  • If you stay at full-time status (9 credit hours or more), no action is required. Your financial aid award will not be adjusted.

  • If you take 8 hours or less after drop/add, your aid may change. The Financial Aid office will notify you if your balance has been changed. Watch your email for this notice. It will be sent after the drop/add period.

When adjustments to aid are made

  • We will review changes to all students’ enrollment statuses after the drop/add period has ended.  As long you are at full time status after the drop/add period ends, no changes will be made to your award due to enrollment status. 

Adjustments to aid

  • If changes must be made to your financial aid package, it is sometimes necessary to bill you back for aid already disbursed.