Over Awards

The Cost of Attendance (COA) - Student Budget

If you receive more financial aid than your cost of attendance, you will likely need to return a portion of that award.

What is the Cost of Attendance?

  • The Cost of Attendance is the estimated full and reasonable cost of completing a full year as a full-time student and includes:
    • ​Tuition and fees 
    • Books and supplies
    • Room and board
    • Personal costs, transportation
  • ​View the Cost of Attendance for UNC Charlotte.

How does the Cost of Attendance affect my awarded aid?

  • The amount of awarded financial aid cannot exceed the cost of attendance. 
  • If for some reason the student is over-awarded financial aid, then aid must be adjusted to the cost of attendance. This may mean that the student will have to repay funds.
  • A good rule of thumb is to be aware that if an outside (non-institutional) award results in the exceeding the COA then the student's award may be adjusted and he or she may be required to repay funds.
    • Outside non-institutional funds include scholarships, stipends, veterans educational benefits, etc.