The Cost of Attendance (COA) - Student Budget
If you receive more financial aid than your cost of attendance, it is likely that a return will need to be completed.
What is the Cost of Attendance?
- The Cost of Attendance is the estimated full and reasonable cost of completing a full year as a full-time student and includes:
- Tuition and fees
- Books and supplies
- Room and board
- Personal costs, transportation
- View the 2013-2014 Cost of Attendance for UNC Charlotte.
How does the Cost of Attendance affect my awarded aid?
- The amount of awarded financial aid cannot exceed the cost of attendance.
- If for some reason the student is over-awarded financial aid, then aid must be adjusted to the cost of attendance. This may mean that the student will have to repay funds.
- A good rule of thumb is to be aware that if an outside (non-institutional) award results in the exceeding the COA then the student's award may be adjusted and he or she may be required to repay funds.
- Outside non-institutional funds include scholarships, stipends, veterans educational benefits, etc.

