Satisfactory Academic Progress

What is Satisfactory Academic Progress (SAP)?

All students are required to maintain a minimum level of performance in their classes in order to be eligible for renewal of Financial Aid.  This is called Satisfactory Academic Progress (SAP).

  • If students meet these requirements, they are eligible to be considered for financial aid, provided they also meet all other financial aid requirements. 
  • If students do not meet these requirements, they are not eligible to receive financial aid, including summer terms.

Satisfactory Academic Progress (SAP)  Requirements:

  • Minimum cumulative grade point average (GPA) of 2.0 for all undergraduate students.

Credit Completion Rate

  • Minimum credit hour completion rate of 66.6% for both undergraduate and graduate students.

Maximum Time Frame

  • Completing your degree within a maximum time frame (150% of the number of hours required for graduation in their programs of study, including transferred hours accepted for credit toward the degree. )

Reviewing Your Academic Progress

  • The Office of Financial Aid reviews the transcripts of each student who received aid at the end of each Spring semester
    • The review includes all semesters of attendance at UNC Charlotte, whether or not financial aid was received.
  • Students who fail to meet one or more of the SAP standards at the time their academic progress is reviewed are not eligible for financial aid.
  • Financial aid eligibility may be regained in the future if the student’s cumulative performance meets all three standards of SAP. 

Appealing the SAP decision

Students who are not meeting SAP may appeal their eligibility to receive aid by completing the appeal process below.

  • Appeal Form  Submission Deadlines
    •  July 1st- Deadline to submit a SAP appeal to receive aid for each fall semester
    •  November 15th- Deadline to submit a SAP appeal to receive aid for each spring semester
  • Number of Appeals: Students are limited to a maximum of two appeals during their program of study. Students who are not progressing due to not completing their degree in the maximum time-frame may only appeal once.  

Academic Suspension

  • Students who are academically suspended at the end of the spring semester, but are allowed to enroll in the summer term as a condition of their reinstatement, are not eligible for financial aid during the summer terms.


  • Students who have been re-admitted as a result of the “two year rule” or “associate rule” must still meet the standards of SAP in order to be eligible for financial aid.

Notification regarding SAP

  • The Office of Student Financial Aid will notify students of their failure to meet the standards of SAP by email; however, it is the students’ responsibility to monitor their SAP status, and stay informed of the University’s SAP standards.

  • SAP policy and appeal information in detailed in the Satisfactory Academic Progress Policy.